Digital Products Agreement

Effective Date: May 20, 2024

This Agreement (“Agreement”) is made effective May 20, 2024, by and between Reshwaw Investments and/or Reshwaw Consultants, Reshwaw Wealth Management Team, Various Partners on the websites (the “Company”), and purchaser, or Client of the digital products on www.wehelpweinvest.com, www.creditwealthteam.com and/or from Reshwaw Investments and/or Reshwaw Consultants, Reshwaw Wealth Management Team (Credit Wealth Team), UWE Partner (hereafter “Client”), for the purpose of Client purchasing a digital Credit Repair, Grants Directory, Book, and all virtual courses, eBooks, subscriptions, and downloadable/digital products from Company’s online shop and/or links (the “Product”). The Client agrees to the terms and conditions below by checking the box in the online shopping cart checkout or by submitting payment for the Product.

1. Digital Product Usage

After purchasing the digital product, the Client will be given access to the product materials within [48 hours] through a download delivered to their email. The Client will have lifetime access to the materials as long as the product(s) is/are available. The Company hereby grants to the Client one (1) exclusive, non-sublicensable, non-transferable license to use the Product. The Client understands and agrees that the Product materials may not be shared with any third party. If the Company suspects that the Product is being shared with another party, the Company reserves the right to immediately terminate the Client’s access to the Product.

The Client may use the Product for their own personal use and not for business use or redistribution and may not modify the language as they see fit. The Client is obligated to tag or give credit to the Company for the copy in the Product they use, post, or share. The Client is strictly prohibited from reselling, redistributing, or creating derivative works based on the Product.

2. Fees & Payment Processing

In consideration for access to the Product provided by the Company, the Client agrees to compensate the Company the fee indicated in the online shopping cart. If any payment methods are declined by the online payment processor, the Client shall provide a new eligible payment method before receiving access to the Product. If the Client has already been given access to the Product and a payment method is declined, the Company reserves the right to collect any and all outstanding receivables.

3. Refund Policy

Due to the nature of digital products being immediately accessible upon purchasing, no refunds of any fees or other amounts paid by the Client in connection with the Product will be allowed under any circumstances.

4. Personal Information

By purchasing the Product, the Client will be asked to provide personal information including their name, email address, and mailing and billing address. The Client agrees to allow the Company access to this personal information for all lawful purposes. The Client is responsible for the accuracy of the identifying information, maintaining the safety and security of their identifying information, and updating the Company on any changes to their identifying information.

The billing information provided to the Company by the Client will be kept secure and is subject to the same confidentiality and accuracy requirements as the Client’s identifying information indicated above. Providing false or inaccurate information, or using the Product for fraud or unlawful activity, is grounds for immediate termination from the Product.

5. Copyright and Intellectual Property

The Company retains all rights, title, and interest in and to the Product, including all copyrights and intellectual property rights. The Client is granted a limited license to use the Product as specified in this Agreement. The Client may not resell, redistribute, or create derivative works based on the Product.

6. Warranties and Liability

The Company makes every effort to ensure that the Product is accurate and fit for the use of the Company’s customers. However, the Company takes no responsibility whatsoever for the suitability of the Product, and the Company provides no warranties as to the function or use of the Product, whether express, implied, or statutory, including without limitation any warranties of merchantability or fitness for a particular purpose.

The Client agrees to indemnify the Company against all liabilities, claims, demands, expenses, actions, costs, damages, or loss arising out of the Client’s breach of these terms and conditions. The Company shall not be liable to the Client or any third party for consequential, indirect, special, or exemplary damages including but not limited to damages for loss of profits, business, or anticipated benefits whether arising under tort, contract, negligence, or otherwise whether or not foreseen, reasonably foreseeable, or advised of the possibility of such damages.

7. Force Majeure

If the performance of this Agreement or any obligations hereunder is prevented, restricted, or interfered with by reason of earthquake, fire, flood, or other casualty, or due to strikes, riot, storms, explosions, acts of God, death of the Client or a family member, war, terrorism, or a similar occurrence or condition beyond the reasonable control of the parties, the party so affected shall, upon giving prompt notice to the other party, be excused from such performance during such prevention, restriction, or interference, and any failure or delay resulting therefrom shall not be considered a breach of this Agreement.

8. Guarantees

The Company does not make any guarantees as to the results, including financial or other personal gains, of the Client’s use of the Product. The Client agrees to take responsibility for their own results with regard to using the Product.

9. Release & Reasonable Expectations

The Client has spent a satisfactory amount of time reviewing the Company’s business and has a reasonable expectation that the Company’s Product will produce different outcomes and results for each Client.

The Client understands and agrees that:

• Every client and final result using the Product is different;
• The Product is intended for a mass audience.

10. Entire Agreement

This is a binding Agreement that incorporates the entire understanding of the parties, supersedes any other written or oral agreements between the parties, and any modifications must be in writing, signed by both parties, and physically attached to the original agreement.

11. Venue and Jurisdiction

The laws of the State of Texas shall govern this contract, and any resulting arbitration shall take place within Harris County, Texas. The Client assumes responsibility for all collection costs and legal fees incurred should enforcement of this Agreement become necessary.

12. Mediation and Arbitration

Any and all disputes or disagreements arising between the parties out of this Agreement upon which an amicable understanding cannot be reached shall be decided first by mediation, and if mediation is unsuccessful, then arbitration in accordance with the procedural rules of the American Arbitration Association. The parties agree to be bound by the decision of the arbitrator(s). The arbitration proceeding shall take place in Harris County, Texas, unless another location is mutually agreed to by the parties. The cost and expenses of the arbitrators shall be shared equally by the parties. Each party shall be responsible for its own costs and expenses in presenting the dispute for arbitration.

13. Transfer

This agreement cannot be transferred or assigned to any third party without the written consent of both parties.

14. Severability

In the event that any part of this Agreement is found to be invalid or unenforceable, the remainder of this Agreement shall remain valid and enforceable. Any failure by one or both parties to enforce a provision of this Agreement shall not constitute a waiver of any other portion or provision of this Agreement.