Description

Your credit report may contain inaccurate information about a repossession, and this template serves as a guide for writing a dispute letter to a credit bureau. The purpose of this letter is to contest the information. In accordance with the Fair Credit Reporting Act (FCRA), it provides instructions on how to format the letter, what information should be included about the account that is being contested, the reasons for calling into question the repossession, and a request for the bureau to conduct an investigation. The importance of attaching any pertinent documentation as evidence and keeping records of all communications is emphasized throughout the document. It is recommended that individuals who are dealing with complicated circumstances seek the financial and legal counsel of a credit repair attorney.